Low-Fat Banana Bread

1 c. applesauce
2 c. sugar
4 eggs
1 c. sour cream (or yogurt)
2 tsp. vanilla
2 tsp. lemon juice
3 c. flour (1/2 wheat)
2 tsp. soda
2 tsp. baking powder
1 tsp. salt
1 small pkg. instant vanilla pudding (optional)
2 c. bananas (5 or 6)
chocolate chips/nuts (optional)

Mix applesauce, sugar, eggs, sour cream, vanilla, and lemon juice. Add dry ingredients and mix. Fold in bananas, then chocolate chips and nuts. Spray 2 loaf pans with Pam and pour in batter. Bake at 350 for 50-55 minutes, until toothpick inserted in middle comes out fairly clean.